Mortgage Calculator

Home loan payment with down payment and total interest.

Read the maths behind this tool: The EMI Formula, Explained With Real Numbers

How it works

Home loan payment with down payment and total interest. Enter your numbers and the result updates as you type — nothing is sent to a server.

Is this free?
Yes — no account, no ads, no limits.
How accurate is it?
It applies the standard formula shown on the page; rounding is to two decimals.